What Merchant Account Alternative suits you?

E-COMMERCE RESOURCES

Ready to Start Selling Now?

Your traffic should be at least 100-200 visitors per day before you even consider this. If you're not there yet, don't even begin to worry about starting to sell.

Without traffic, you won't get sales. Work on building more high value Keyword-Focused Content Pages until you've reached the 100-200 visitor a day mark.

There are so many companies that are quite happy to help you "get paid." If you've got the traffic, and you're ready to start selling, now's the perfect time to investigate the resources listed below.

Of course, if you're looking to sell hard goods, check out our own Store Build It! -- click here!

Services that process the sale of e-goods generally fall into one of two categories...

1. They simply process the credit card transaction, and leave you to fulfill the product (i.e., you have to upload the e-good and provide your customers with a way to access it. This can be easily accomplished with SBI!'s Upload Your Own HTML module).

2. They process the credit card transaction, as well as fulfilling the order through some sort of digital delivery system (i.e., you upload your e-good to their servers, and they deliver it securely to your customer after the transaction has been completed).

Therefore we've presented the services below on the basis of their functionality. If you want total and complete automation of the sales process, choose a service that processes credit cards and delivers your e-good via a digital delivery system. If you are comfortable with fulfilling your own products, save yourself a few bucks, and stick with pure credit card processing.

E-Goods: Credit Card Processing Only

ClickBank
Plugging your e-goods into SBI! is easy as pie with ClickBank. ClickBank's biggest assets are a built-in single tier affiliate program, and a huge network of affiliates that can market your product to their respective audiences. You may not sell tangible (hard) goods with ClickBank.

PayDotCom
If you have access to a PayPal account, PayDotCom is a credible alternative to ClickBank. You can list your first item for free, then very low cost to add unlimited number of products for sale.

E-Goods: Credit Card Processing and Digital Fulfillment

DigiBuy
DigiBuy processes credit cards orders (no need for you to have a merchant account), and delivers your e-goods via an encoded download link (which can be set to expire after any length of time) that arrives via e-mail. DigiBuy's service is good, but is quite expensive in comparison to other listed here. You may not sell tangible (hard) goods with DigiBuy.

Kagi
Kagi provides an e-commerce portal that sells 1,000's of e-goods and hard goods across the globe. They offer an integrated system for the digital delivery of e-goods, as well as an affiliate program -- all without the need for a merchant account.

PayLoadz
PayLoadz is a low-cost, secure method of delivering e-goods to your visitors. It works in conjunction with PayPal who provides credit card processing (so you'll need a PayPal account to use PayLoadz).

HARD GOODS

Shopster
Monetize your PREsold SBI! traffic with Shopster's top-of-the-line inventory. Choose from over 700,000 products in their virtual warehouse and set your own profit margins. They take care of the shipping and customer service while you collect the profits!

Shopster's turnkey store solution provides a hassle-free way for you to generate revenue for your site. This is a great e-commerce solution with a twist. You get all the benefits of owning your own store and the convenience of dropshipping. Of course, we've arranged a special SBI! discount. To find out more about Shopster, click here.

SBIers can get a $60 discount off the yearly fee, with no start-up fee.

Store Build It! (StBI!)
StBI! is SBI!'s fully integrated shopping cart/e-store functionality. Available in 3 robust versions, and able to to meet the needs of even the most discriminating e-merchant, StBI! represents the natural evolution of hard goods monetization.

StBI! requires your own merchant account and payment gateway (we've partnered with two of the best credit card processing services for your convenience). We've also removed the minimum qualifying amount of PREsold traffic required for eligibility. While we're still recommending a foundation in CTPM, anyone can order StBI!.

Click here for a full summary of StBI!

Optimal Payments
Optimal Payments offers a simple plug and play shopping cart (choose the "Static" version of their credit card payment service) that's ideal for the merchant selling a small number of products.

PayDotCom
If you have access to a PayPal account, PayDotCom is perfect for those of you selling a handful of hard goods directly from your Web site. You can list your first item for free, then very low cost to add unlimited number of products for sale.

CCNow
If you're selling a limited number of hard goods, CCNow's plug 'n play solution is the perfect solution (hundreds or thousands of products would probably be better served by a full-fledged e-store). No need for a merchant account, CCNow will process credit card orders for you...

All you have to do cash the checks, and process the orders!

PayPal Shopping Cart
Integrating a PayPal shopping cart into SBI! is an easy "A-B-C" cut and paste affair (to see PayPal's shopping cart in action on a SBI! site, visit Jim Nelson's JuggleNow.com). Better yet, the PayPal brand is becoming more and more prominent on the Net. Using PayPal's service, therefore, may serve as an extra credentializing factor for your Web site. PayPal can also handle recurring billings -- even donations, if you'd like to ask your visitors to help you out! All orders are processed through PayPal's proprietary system.

Kagi
Kagi provides an e-commerce portal that sells 1,000's of e-goods and hard goods across the globe. They offer an integrated system for the digital delivery of e-goods, as well as an affiliate program -- all without the need for a merchant account.

OTHER PAYMENT METHODS

Services/Recurring Billing/Invoicing: 2CheckOut
2CheckOut offers easy plug and play solutions for the sale of e-goods, hard goods, services, and even offers a recurring billing option (their membership site solution is not compatible with SBI!), without the need for a merchant account of your own.

Auctions: eBay
Going, going... gone! Neither eBay, nor the power of online auctions, needs much in the way of an introduction. Best of all, if you use eBay (or are interested in experimenting with eBay as a new monetization model), you can list your auctions on your SBI! site.

iKobo
iKobo offers the ability to pay and accept payment from individuals in 170 countries in the world, using iKobo ATM cards. Unfortunately, iKobo has discontinued its plug and play merchant solution. However, iKobo may prove useful if you need to send or receive payment from individuals in countries not serviced by PayPal.